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Check My Rate
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- Auto Loans
- Auto Refinance
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Contact

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About Us

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Check Your Rate

Annual Percentage Rates (APRs) range from 8.99%–35.99%. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0.99%–8.99% of your loan amount, which will be deducted from any loan proceeds you receive. The origination fee on a loan term 4 years or longer will be at least 4.99%. Your loan term will impact your APR, which may be higher than our lowest advertised rate. You need a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest APR. For example: a 5-year $10,000 loan with a 9.99% APR has 60 scheduled monthly payments of $201.81; a 3-year $5,000 loan with 8.99% APR has 36 scheduled monthly payments of $157.40.

About half of our customers get their money the next day. After successful verification, your money can be deposited in your bank account within 1-3 business days.

The term, amount and APR of any loan we offer to you will depend on your credit score, income, debt payment obligations, loan amount, credit history and other factors. If offered, your loan agreement will contain specific terms and conditions. The timing of available funds upon loan approval may vary depending upon your bank's policies.

Happy Ending Lending loans can be repaid at any time without penalty. Barring any unforeseen circumstances, Happy Ending Lending loans have a minimum term of 36 months and a maximum term of 60 months.

Phone Numer: 888.603.0225
Email: [email protected]
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Happy Ending Lending

Happy Ending Lending

Happy Ending Lending provides you with all the information you need to make a financially sound decision specific to your situation. We’re here to make finding a loan advisor fast & easy. Use our services & online information to help make your life simple. We don’t make loans, we find them.

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